Your clients want coverage that meets their needs. Sometimes this is accomplished with a single plan, whether it be through ACA, one through their work or some other method. Oftentimes, though, to get the full coverage they require, an ancillary product must be used to fill in gaps left by their primary policy.
First Dollar Coverage
First Dollar coverage is a supplemental insurance policy in which the insurer covers costs beginning with the first dollar claimed. Generally, First Dollar Insurance is used as a supplemental plan with existing plans. For example, if a client has a high deductible plan, adding a First Dollar supplemental plan to cover expenses before the primary health insurance kicks in may be a route to explore. Often, these come in the form of a hospital indemnity, accident or critical illness plan. With this coverage, there is no deductible or copay and it covers a specified value that aligns with the major medical deductible.
Cross-Selling First Dollar
On Thursday, April 25, 2024 you’re invited to join us at the Delta Hotels by Marriott in Northeast Minneapolis for an opportunity to learn about ancillary products, such as accident plans, cancer insurance, and hospital indemnity plans. LeClair staff will be joined by representatives from Guaranteed Trust Life (GTL), LifeSecure, and UHOne, as well as a special appearance by noted First Dollar expert, Dr. Buck Saver.
Each carrier will make a short presentation followed by an opportunity to speak with representatives, get details about products and ask questions. To register for this workshop and learn the skill of cross-selling, select the ‘Register’ button below.
If you have questions, reach out to your Sales Relationship Manager or call LeClair at 651.739.2010.
